Listed by owner · Sarasota, Florida

A coastal cottage,
three miles from the Gulf.

$109,900 unfurnished 3223 N Lockwood Ridge Rd #139 · Sarasota, FL 34234
1Bedroom
1Bathroom
705Square feet
2023Year built
55+Gated community

Built new in 2023.
Updated ever since.

This is a 2023 Palm Harbor build — the Waverly model — a manufactured home, or mobile home, on a leased lot in Palm Terrace, a gated 55+ community about three miles east of the Gulf. I bought it new and have updated it steadily since.

The work has been practical and meant to last: the standard fiberglass shower replaced with a fully tiled walk-in, a hand-laid blue mosaic backsplash in the kitchen, a full interior repaint, and Pottery Barn lighting and Casablanca fans throughout.

Outside, a paver patio and walkway run through established landscaping on a Rainbird sprinkler system. There are two screened porches — one off each entrance — so there's a shaded spot whatever the time of day. Under the carport, there's a fully insulated shed with built-in shelving and electrical. The exterior is low-maintenance vinyl siding — nothing out there to repaint.

All the updates here were made by one owner, and it's been cared for the same way — regular housekeeping and landscaping, plus a continuous pest and termite prevention program. It passed inspection at purchase with no remediation needed. The LG WashTower stacked washer-dryer stays with the home.

What I put in.

  • Screened front-entry porch — looks out over the palms, the spot for morning coffee
  • Second screened porch at the carport entry — a shaded sitting space on the opposite side, so there's always one out of the sun
  • Fully tiled walk-in shower — replacing the standard fiberglass surround
  • Custom blue mosaic backsplash in the kitchen
  • Full coastal repaint — every interior wall, ceiling, and trim
  • Pottery Barn lighting throughout — including pendant glass over the bar — plus Casablanca ceiling fans in every room
  • LED recessed can lighting — direct-wire, rated to last around 15 years (no bulbs to change), plus a modern LED outdoor fixture
  • Paver patio & walkway with planted bed
  • Rainbird sprinkler system on a programmed schedule
  • Mature landscaping — established palms, hedges, and tropicals
  • Fully insulated shed — built-in shelving and electrical service, set under the carport

What stays.

  • LG WashTower — stacked washer-dryer
  • Whirlpool stainless appliance package — refrigerator, range, microwave, dishwasher
  • Security camera system — four outdoor cameras plus one indoor, covering the entries
  • All window treatments — plantation-style blinds throughout
  • All ceiling fans & light fixtures
  • Smart lock on front entry
  • Established landscaping & sprinkler system

Palm Terrace.
Gated. Active. 55+.

Palm Terrace is a small, gated 55+ manufactured-home community in north Sarasota. It's a community in transition — twelve older homes recently came down to make way for new builds, and ours is among the newest on the block.

It's quiet, well-maintained, and built for the lifestyle a lot of people chase but rarely actually find — low maintenance, pool days, neighbors who say hello.

What's included with lot rent.

  • Heated and chilled pool — yes, chilled. A real summer luxury that most parks don't offer.
  • Renovated clubhouse with game nights, meals, group exercise
  • Two dog parks — pet-friendly community (2-pet limit, breed restrictions apply)
  • Shuffleboard & outdoor recreation
  • Monthly events — ice cream socials, crafts, parties
  • Restricted-access gated entry
  • Trash & lawn care included in lot rent — water & sewer billed separately
Community pool and clubhouse with palms and blue sky
The heated — and chilled — community pool, just off the clubhouse.
Aerial view of the pool deck, shuffleboard courts, and shaded seating
Pool deck, shuffleboard, and shaded seating, steps from the door.
3 miGulf of Mexico coast
5 miDowntown Sarasota
7 miLido & St. Armands
12 miSiesta Key Beach

Details & requirements.

Address
3223 N Lockwood Ridge Rd, Unit #139, Sarasota, FL 34234
Year built
2023 — original owner
Manufacturer / model
Palm Harbor Homes — Waverly
Size
705 sq ft · 1 bedroom · 1 bathroom
List price
$109,900 — sold unfurnished
Lot rent
$960/month — covers trash, lawn, pool & clubhouse access, and all community activities. Water & sewer are billed separately.
Financing & insurance
Fully insurable, and financeable through manufactured-home lenders for qualified buyers. Happy to refer the lender I worked with if it helps.
Flood zone
Outside the high-risk flood zone. FEMA maps the home in Zone X — a 0.2% annual chance of flooding (the 500-year floodplain), not the high-risk Special Flood Hazard Area. Buyers can confirm on FEMA's Flood Map Service Center.
Other HOA
None
Buyer requirements
Park approval required · age 55+ · 600 minimum credit score · no evictions or felonies · income approximately 3× lot rent
Pets
Welcome — 2 pet limit, some breed restrictions apply
Maintenance history
Inspected at purchase, zero remediation · continuous pest & termite prevention service · landscaper & housekeeper on regular schedule · HVAC filters changed monthly, with a whole-house HEPA air filtration system running
Listed by
Owner — buyer's agents welcome, 2.5% commission offered

Come see it in person.

Showings are by appointment. Reach out by phone or email and we'll find a time that works.